Are You Responsible if Another Person Drives Your Car and Causes an Accident?

Posted on February 1, 2017 by admin

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The primary dispute after a car collision is determining who was at fault, namely, who is liable for the damages and losses suffered by those involved in the accident. In most cases, the person who was reckless or negligent is the at-fault party, however, cases can be more complicated than that. Sometimes, a manufacturer defect in a vehicle, stoplight, or some other commodity can be to blame. But regardless, there is always someone, either person or entity, blameworthiness.

If it is not an entity or company of some sort, it is usually pegged on the negligent driver. But what if someone else was driving your car? Would you be responsible for any damages they inflict on another if they were to be involved in a car accident? Continue reading to learn the various scenarios of liability.

Vicarious Liability

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In the case that another person drives your vehicle and causes an accident, you could be held responsible for the financial damages and losses incurred to the victims involved. You could be sued for negligence even if you weren’t in the vehicle at all. To better understand this duty of care, you must understand vicarious liability.

Vicarious liability is a form of imputed negligence that results when two parties have a relationship, such as parent-child, employer-employee, teacher-student, and so forth. In such relationships, one person’s actions can actually be another person’s legal responsibility. In the case that you loan your vehicle to someone within such a relationship, you could face consequences for their actions under Vicarious Liability Law.

Kids Driving Parents Car

If you are a parent that allows your child to drive your vehicle, keep in mind that you are the perfect candidate for vicarious liability. In many states, there is a law called “Negligent Entrustment”, in which the “entrusters” (the parents) entrusts their minor to operate their vehicle knowing they are in some way incompetent (i.e. unlicensed, underage, reckless, inexperienced, etc.). There is another law called the Family Purpose Doctrine, which holds the parents liable for any damages caused to another as a result of their child driving their vehicle, regardless if they were given permission or not. However, these law vary from state to state.

Negligent entrustment law also applies to other people outside of family. If you knowingly allow another person to operate your vehicle who is incompetent or unfit in some way, you will be responsible for any accidents they cause.

Employees and Employers

Under vicarious liability law, employers are liable for any negligent driving the takes place by an employee while performing work-related duties. For instance, if a pizza delivery driver is delivering a pizza on the clock, but runs a red light and collides into a van full of people, the employer is responsible for all damages and losses sustained by the victims of the accident.

When it comes to car accidents, liability, and compensation, it is important to discuss these concerns with an experienced personal injury attorney. They can help you determine what rights you have to compensation after being negligently injured in an accident that was no fault of your own.

Indianapolis Car Accident Attorneys

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Call Craven Blazek Law at 317-881-2700 to schedule a free initial consultation with one of our seasoned Indianapolis car accident attorneys, today. Personal injury litigators, Daniel Craven, Ralph Hoover, and Keith Blazek, are ready to help you recover the full and fair compensation you deserve. Call 317-881-2700 to request an appointment to discuss your car accident injury claim in Indianapolis, Indiana.

The 5 Rules of Driving Safety for Teens

Posted on December 12, 2016 by admin

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With so many new distractions made available to drivers these days, such as high-tech navigation systems and touch phones, you can never review safe driving tips with your teenagers enough. Not only can a car accident pose serious physical injuries and fatalities, they can also be devastating financially and emotionally as well. Even a simple tap on the fender can throw off your entire day and interrupt your schedule.

For these reasons and more, it is important to remind your teens how to avoid serious accidents and drive safe at all times. One quick conversation can have the power to prevent potential accidents and/or injuries in the future. Continue reading for a quick review of the top five rules of driving safety for adolescent drivers. And then discuss what you’ve learned over dinner with your loved ones!

Rule #5 – Don’t Speed!

Speeding is one of the number one causes of fatal car accidents in the country. Tell your teenagers it is better to be late than dead or seriously injured. Remind your teenagers that speeding will only get them to their final destination a few minutes sooner, making it unnecessary and unreasonable. You simply do not have full control over your 5 ton vehicle when you are speeding. Remind your teenagers that the speed limit is set for their safety and for the safety of others. It is important to keep the flow of traffic, but it is also important to obey the speed limit reasonably.

Rule #4 – Never Drive Aggressively or Tailgate

It is important for teens to understand that they cannot act recklessly while driving. Tailgating and following too closely behind other vehicles is unsafe. That is because drivers do not have enough time to stop if the car in front of them suddenly breaks. It also obstructs your view of being able to see what’s ahead of the car in front of you. Tailgating is the number one cause of fender bender’s in the country. Remind your teenage drivers to always signal and to always drive courteously.

Rule #3 – Steer Clear of Aggressive Drivers

It is important to educate your teenagers about the dangers of other drivers. As mentioned, they need to know that it’s not always themselves they have to worry about, it’s other drivers on the road as well. This is where defensive driving comes into play again. Teach them to steer clear and avoid drivers that appear to be aggressive or intoxicated. Switch lanes, make a turn, or pull over and park to keep it as much distance between them as possible. If they come across the driver who is honking repeatedly and harassing them while on the road, instruct them to pull over in cases like this and to call the police if they feel further threatened.

Rule #2 – Remain Focused and Alert

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As mentioned, there are lots of distractions made available to teenagers these days, like cell phones and stereos. But for teens, it is so easy to be distracted, and many believe they are great at multitasking. But the reality is that multitasking while driving is a serious hazard that often ends in accidents and/or injuries. Remind your teens to always be vigilant while behind the wheel of the car. Remind them that they may be a wonderful driver, but they can’t always trust everybody else on the road.

Teach them to always stay alert, and be on the lookout for aggressive or intoxicated drivers, road obstructions, traffic signs, pedestrians, and more. Defensive driving is a large part of safe driving. Here are some great tips to be a focused driver: Only use your cell phone at stop lights, pull over and park to use your phone, install a hands-free system.

The #1 Rule – NEVER DRIVE UNDER THE INFLUENCE

Teenagers are bound to face tough decisions among their peers, namely in terms of substance use like alcohol or drugs. It is important to set boundaries early on with your kids, teaching them about the dangers of alcohol and drugs so they understand the devastating consequences of using them. When it comes time for your teens to get the driver’s license, it is important to review these facts and to instill in them how critical it is to always drive sober no matter what. Not only can you harm yourself while driving under the influence, you could potentially harm or kill another person, child, or infant. No one has the right to operate a vehicle while intoxicated. This is an important message to send to not only your children, but to everyone else as well.

If you or someone you love was seriously injured in a recent car accident, contact an Indianapolis personal injury lawyer right away to learn your rights to compensation.

Indianapolis Personal Injury Attorneys

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Call the legal office of Craven Blazek Law at 317-881-2700 when you need an experienced car accident lawyer in Indianapolis, Indiana. Seasoned personal injury attorneys, Daniel Craven, Ralph Hoover, and Keith Blazek, have extensive litigation and trial experience. They will work around the clock to ensure you recover the full and fair compensation you deserve after suffering injuries in a serious accident. We offer free initial consultations and work on a contingency-fee basis.

The Most Serious Types of Car Accident Injuries

Posted on October 3, 2016 by admin

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Serious car accidents can lead to serious injuries; ones that place victims in the emergency room and even the mortuary. For this reason, driver, passenger, and automotive safety is critically important to protecting lives. When people are involved in traffic collisions, they can sustain a wide range of injuries, from superficial to severe. Superficial injuries generally recover within days with little-to-no medical treatment, such as minor bruises and airbag abrasions.

However, car accidents can result in serious injuries that require immediate emergency medical attention in order to prevent serious consequences and death. The most common types of serious car injuries range from serious to extremely severe, including whiplash, concussions, orthopedic injuries, and more. Continue reading to learn which car accident injuries are the most serious, and most common.

Severe Traffic Collision Injuries

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The most serious of injuries sustained from car accidents can lead to death if ignored and untreated, while many others can lead to death regardless of all the medical efforts made. If your loved one was recently killed in a car accident as a result of anothers negligence, contact a personal injury lawyer as soon as possible to file a wrongful death claim before the statute of limitations runs out in your state. They can recover compensation to cover funeral expenses, hospital bills, lost wages, loss of companionship, and more.

Serious Car Accident Injuries:

Compound Fractures – When a broken bone breaks through the skin and causes severe bleeding. This injury comes with a high risk of infection since the bone is exposed.

Tissue De-Gloving – When a portion of the skin is removed or torn off from the underlying tissue. This is common in motorcycle accidents.

Amputations – De-gloving injuries and more can lead to amputations of injured or affected extremities. Common amputations include ears, fingers, toes, hands, feet, arms, and legs.

Concussion – When the brain comes into contact with the inside of the skull as a result of a heavy impact or blow to the head. Concussions range from minor to severe. But severe concussions can lead to brain damage, internal bleeding, comas, and even death.

Brain Damage – Closed-head trauma. Brain damage can range in severity, but can cause cognitive impairment, learning disabilities, paralysis, blindness, and more.

Ruptured Organs – When an organ endures a heavy impact that causes it to tear. Rupture organs lead to internal bleeding in most cases. The most common include lungs, kidneys, and spleens.

Internal Bleeding – Internal hemorrhaging is blood loss that causes the accumulation of blood collecting inside the body cavity.

Coma – A state of unconsciousness that lasts more than 6 hours. It mainly occurs as a result of a heavy blow or impact to the head that injures the cerebral cortex or reticular activating system in the brain stem.

Car Accident Injury Lawyer

If you or someone you love was recently involved in a traffic accident and suffered serious injuries, you need to start thinking about your rights. When you are faced with confusing paperwork, expensive hospital bills, and aggressive interrogation from insurance adjusters, you need a personal injury law firm to help provide proficient guidance and legal support. A car accident injury lawyer can be the ones to handle all aspects of your injury claim, and potentially recover the full and fair compensation you deserve after suffering serious injuries from a car accident that was not your fault.

Indianapolis Personal Injury Attorneys

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Call Craven Blazek Law at 317-881-2700 if you need a car accident injury lawyer in Indianapolis, Indiana. Seasoned personal injury lawyers, Daniel Craven, Ralph Hoover, and Keith Blazek are eager to recover the full and fair compensation you deserve. We offer free initial consultations and never collect attorney fees unless we prevail for you. Call 317-881-2700 to schedule an appointment with our Indianapolis personal injury attorneys, today.

Does an Injured Victim Need a Witness to Prove a Car Accident Case?

Posted on June 27, 2016 by admin

When a person is involved in a car accident, they must provide information and evidence to their insurance company that outlines the events leading up to and surrounding the accident in order to get coverage. In the case that an insurance company will not give the proper coverage needed for damages, an injured victim may end up filing a lawsuit. And to win their case, they would need an experienced and knowledgeable personal injury lawyer, but they wouldn’t necessarily need a witness. Witnesses are great assets to a case, but they are not the only method of proving the validity of a person’s injuries. Whether the matter is being managed administratively through an insurance carrier, or legally in a court of law, there are other ways to prove a case without witness testimony.

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No Witness Testimony

When an injured person does not have a witness, it is wise for them to take pictures and videos at the scene of the accident to document visual proof of the damages and surrounding environment. This includes anything that was related to the accident, including vehicular damages, skid marks, shattered glass, road obstructions, street lights, and more. Of course, this is difficult to do for someone that is seriously injured or unconscious. Under these circumstances, if a victim is immobilized because of their injuries, it is a good idea to record themselves, describing their injuries and what’s happening at the scene of the accident. Injured victims can also ask a police officer or EMT to take pictures for them if they are too injured to do it themselves.

Having a Witness

If a victim does have a credible witness, it will be easier to prove the facts surrounding their accident and injuries. Often times, a person will not even realize there are witnesses until they ask. It is common for crowds of people to gather when an accident takes place, so a victim can ask these people for their testimony or camera footage as well. It is important for them to record their names and contact information for future questioning.

Hire a Car Accident Lawyer

If you were recently injured in a car accident, and you don’t have any witnesses or camera footage, you may still have a chance to win your case. Hiring a seasoned car accident injury lawyer is the first step to recovering the full and fair compensation you deserve after being seriously injured in a car accident.

Craven Blazek Law

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Call Craven Blazek Law at 317-881-2700 to schedule a free initial consultation with an experienced car accident injury lawyer in Indianapolis, Indiana. Attorneys Daniel Craven, Ralph Hoover, and Keith Blazek are eager to help you recover the full and fair compensation you deserve after being wrongfully injured in an auto accident. We offer free initial consultations and never collect lawyer fees unless we win your case. Call 317-881-2700 to get started with your Indianapolis car accident injury claim, today.

Safe Driving Tips for Teenagers

Posted on June 2, 2016 by admin

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Drivers of all ages need to have knowledge of how to operate a vehicle safely. But when it comes to teenagers, it is important to instill the proper driving and traffic education while they are just starting out, so they will develop safe driving habits at a young age and use them for the rest of their driving careers. If you are parent or guardian to a licensed adolescent, be sure to educate them on the most important safe driving tips and keep them better protected from harm.

Continue reading to learn 5 safe driving tips that are imperative for teens to learn and remember.

Stay Alert

As a teen, it is so easy to get distracted no matter what you are doing. Unfortunately, driving is no different. Especially with the use of handheld devices, like cell phones and tablets, more and more people are leaning their attention away from the road when they shouldn’t be. For this reason, it is most important to always remain alert when you are behind the wheel of a vehicle. Place your cell phone, GPS system, makeup, mirror, and all other distractions aside while your car is in motion. This is not only important to prevent harming yourself, but also other drivers and pedestrians.

No Speeding

Of course kids want to go fast, but this is not okay when behind the wheel of a motor vehicle. It is important to teach your kids the importance of speed limits. A car that is moving too fast is more difficult to control, and will over-react to the smallest change in motion. Flipping, swerving, spin-outs, and more are all possible consequences of driving too fast and then trying to stop or change motion. Speeding is also a common reason for motor vehicle fatalities. Not only is speeding dangerous in general, it is even more hazardous on narrow roads or in rain, snow, ice, and at night.

Keep a Safe Distance

Kids are not only interested in going fast, they also want to get where they are going quickly. Rushing and speeding are different, and it is important to discuss this with your teen. Of course you should never speed, but you should never tailgate, drive to close, or roll through stops and turn-abouts either. Rushing like this will only get you to your destination a minute sooner, which is not worth the risk of causing an accident, or being ticketed by law enforcement.

Avoid Aggressive Drivers

Teenagers might not always recognize the danger in some situations, and aggressive drivers are one example. Explain to your teens that it is important to avoid aggressive drivers at all costs. This means vehicles that are swerving, honking, or harassing, as well as, vehicles that are driving too fast, attempting to illegally pass, or instigating a race. These are all dangerous scenarios that can cause a very serious car accident.

Avoid Intoxicated Driving

There is no excuse for driving under the influence. Not only can it jeopardize your life, it can put other lives in danger as well. Talk to your teen about driving under the influence of drugs, alcohol and prescription medications.
If you or someone you love has been injured in a car accident, contact a car accident lawyer right away. You could be entitled to compensation for your damages and losses.

Craven Blazek Law

Personal Injury Attorneys 317-881-2700

Call Craven Blazek Law at 317-881-2700 to file a car accident injury claim in Indianapolis, IN today. Attorneys, Daniel Craven, Ralph Hoover, and Keith Blazek are dedicated and determined to obtain the full and fair amount of compensation you deserve as an injured victim in a negligent accident. We offer free initial consultations, 24 hour phone services, and never charge attorney fees and less we prevail for you. Call 317-881-2700 to schedule a consultation with a car accident lawyer in Indianapolis, IN today.

Do I Need Personal Injury Protection Insurance?

Posted on April 26, 2016 by admin

The reality of life is that humans are prone to making mistakes, which means accidents are bound to happen. For this reason, it is important to have plans in place that provide yourself and your family with a certain level of protection. One of the most common methods of protection in our country is insurance. Insurance policies exist for homes, vehicles, businesses, and of course, people. Men, women, and children commonly have insurance coverage for medical care, dental care, life insurance, and more. Another type of insurance that exists for an individual is called personal injury protection, or PIP. However, this type of coverage is not necessary for everyone. It depends on a variety of factors. Continue reading to learn more about PIP and whether or not you should be considering this is a type of insurance coverage.

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PIP

Personal injury protection insurance is intended to provide coverage for you or your passengers’ hospital bills and medical expenses that result from a serious accident or injury. These policies are optional in most cases, however, there are some states that make it mandatory. If your state requires this type of personal insurance coverage, then it is the law to have it. States that require PIP are referred to as “no fault” states. This means that when an accident happens, each person’s insurance company pays for their own damages and losses regardless of who is at-fault for the accident. PIP can come with medical, disability, and death benefits, but coverage and limits vary from state to state.

If you live in a state that does not require personal injury protection, you should check with your primary insurance provider before purchasing a plan. Your current medical policy may already provide coverage for damages and losses incurred in an accident. However, if your current medical coverage is not adequate, your provide may suggest adding additional medical coverage to your plan in the case that you or your passengers are ever seriously injured in an accident. It is important for individuals to understand that PIP is not a replacement for medical insurance.

If you or someone you love was recently injured in a car accident, consult with a personal injury lawyer as soon as possible. They have the knowledge and resources necessary to professionally navigate your case and recover the full and fair compensation you deserve after suffering serious injuries from a car accident.

Indianapolis Car Accident Lawyers

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Call Craven Blazek Law at 317-881-2700 if you are looking for experienced Indianapolis car accident lawyers you can trust. Seasoned attorneys, Daniel Craven, Ralph Hoover, and Keith Blazek are eager to get you the money you deserve after a car accident in Indianapolis. We offer free initial consultations and never collect lawyer fees unless we win your case. Call our office today at 317-881-2700 to schedule an appointment with a licensed personal injury attorney in Indianapolis, IN.

Parking Lot Personal Injury Accident Information

Posted on April 12, 2016 by admin

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It is astonishing to learn that nearly 50 percent of all auto accidents happen in parking lots? It is incredible that so many car accidents happen in parking lots; areas where drivers should be using low speeds while looking out for pedestrians and other drivers. On the other hand, it is understandable why several parking lot car accidents occur so often. They are confined spaces in which several variations of driving happen.

Pulling out of parking spots, parking, cruising over speed bumps, turning corners, peering through lanes for available spots, and more are examples of what happens on a daily basis in a commercial or residential parking lot. Pedestrians, shopping carts, speed bumps, handicap spaces, and other drivers are all potential distractions or obstructions in a parking lot.

Parking Lot Accidents

Pedestrians and other drivers are the usual victims of parking lot car accidents. Accidents in parking lots happen for several reasons. For example, cars backing up can bump into people or other parked cars, two cars backing up at the same time can run into each other, blind spots can cause drivers to hit pedestrians, and much more. The possibilities are endless. Although parking lot accidents typically occur at low speeds, injuries can still be severe or even fatal.

If another driver or entity is responsible for an accident resulting in a person’s injury, they can be held accountable for their negligence in a court of law. It is important is obtain fair and full compensation for injuries sustained in these types of accidents; especially if the other driver or property is at fault. Determining who is at fault in a parking lot accident can be complicated and very confusing. Many times, people are unaware that someone or something is responsible for the accident.

It is vital to consult a personal injury lawyer for advice and legal counsel. They are able to quickly determine if you are entitled to compensation for injuries and damages following the parking lot accident. An experienced personal injury auto accident attorney can assess whether or not the other driver or property was negligent.

Car Accident Injury Lawyers

Personal Injury Attorneys 317-881-2700

Call Craven Blazek Law at 317-881-2700 to schedule a free initial consultation with one of our seasoned car accident injury lawyers in Indianapolis, Indiana. Attorneys Daniel Craven, Ralph Hoover, and Keith Blazek have extensive trial and litigation experience in car accident injury cases. We offer first consultations at no charge, and if we accept your personal injury case, we do not collect lawyer fees unless we recover compensation for you! Call 317-881-2700 to speak with a knowledgeable attendant about your recent parking lot accident in Indianapolis, IN.

Advice for Anyone Involved in a Massive Traffic Pile Up

Posted on March 28, 2016 by admin

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When two drivers are involved in a minor traffic collision, such as a fender-bender, it is basically cut-and-dry on who’s at fault for the accident. But what about major traffic collisions that involve numerous parties? This is the case for traffic accident pile ups and victims. It can be quite complex and confusing deciding who is at fault in a massive pile up, and how to get properly compensated for losses and damages that result from such accidents.

If you or anyone you love was recently involved and injured in a multiple vehicle collision, it is strongly suggested to get in contact with an experienced car accident injury lawyer for professional guidance. Continue reading to learn some basic advice for car accident pile up collisions, and what you should do if ever involved in one.

At the Scene

As soon as you are involved in a multiple vehicle traffic accident, the first thing to do is to remain calm. Of course, this is easier “said than done”, however, trying to remain calm will help you make better decisions on the spot, and protect you and your passengers from further harm. If you are capable of moving, check for injuries to you and any passengers, and if necessary, move your vehicle out of the way, or leave the vehicle if it cannot be moved. Find a safe spot to wait for authorities to arrive for assistance.

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If you or any member of your party is injured, contact emergency medical technicians right away. Receive medical attention on the spot, and if needed, be transported to the nearest hospital for additional medical treatment. If you and your party do not require medical care, still remain at the scene to cooperate with responding law enforcement. It is important to have the accident officially on record with police for insurance and injury claim purposes.

When speaking with law enforcement, it is important to not say too much since your statements are being recorded. Recorded statements can be used against you during the claims process. Instead, be polite but brief, and only give facts about your observations and experiences. Do not give information about your opinions or what you “think” might have happened.

Talking to a Lawyer

If you are injured during the pile up, it is vital to discuss your case with an experienced personal injury attorney to determine your eligibility for compensation. But even if you and your lawyer intend to pursue a claim, for the time being it is easier to stick with your own insurance carriers to cover medical care and property damages. If you are injured as a result of another driver’s negligence, you have the right to recover funds for your subsequent damages and losses. A licensed accident lawyer can facilitate this process for you, safely and securely. An injury lawyer will look at multiple facets of the accident to develop your case and pursue a full and fair recovery, including what started the accident, who were the responsible parties, who you collided into as a result, and who collided into your vehicle.

During massive traffic collisions like these, it is expected for law enforcement to be distracted by the primary priority of tending to injured people and preventing further injuries from occurring. Because of this, they are not likely going to investigate any deeper into your case. For this reason, it is wise to take it upon yourself to gather any physical evidence you can, if you are well enough to, for future claims. This means taking photos of license plates, the vehicle in front and behind you, all the physical damages to your vehicle, and any injuries to yourself and your party. Ask the other drivers involved for contact information in case you need witness statements or other information.

Craven Blazek Law

Personal Injury Attorneys 317-881-2700

Call The legal office of Craven Blazek Law at 317-881-2700 for seasoned car accident injury lawyers in Indianapolis, Indiana. Attorneys Daniel Craven, Ralph Hoover, and Keith Blazek are eager to help you recover the full and fair compensation you deserve after being injured in a car accident. We offer free initial consultations and never collect lawyer fees unless we prevail for you. Call 317-881-2700 to speak with a friendly office attendant about filing personal injury car accident claims in Indianapolis, IN today.

Black Ice Traffic Collision: Who’s At Fault?

Posted on January 12, 2016 by admin

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It seems like Mother Nature held off for as long as she could, but the snow and ice are finally here in Indiana. This means it is time to be on high-alert when driving in winter weather. Ice and snow are hazardous conditions to drive in, and require focus and patience for safe navigation. But sometimes, no matter how safe you are, accidents can’t be avoided. There is only so much a driver can do to protect themselves from causing or being involved in a collision, but in several cases, it’s out of their hands.

Black ice, blizzards, and heavy snow are frequently to blame for motor vehicle accidents. But in the case that an accident was caused by invisible ice or hazardous weather conditions, is the driver still liable for damages sustained to another driver? Continue reading to learn who is at fault in personal injury motor vehicle accident cases caused by winter weather.

You Can’t Blame the Weather

In the eyes of the law, drivers must uphold the responsibility to drive safely under any circumstances. This includes retaining the knowledge that ice and snow puts drivers at higher risk for causing or being involved in a traffic collision. For this reason, if someone causes a motor vehicle accident as a result of black ice, the law still holds them liable for subsequent damages and injuries.

It comes as a surprise to thousands of drivers each year that they are responsible for any traffic accidents in snow and winter weather. A person cannot evade liability for a car accident if it was hazardous conditions that caused them to wreck in the first place. The law expects drivers to know that snow and ice are more dangerous and should choose to not drive or drive more carefully in such conditions.

Car Accident Injury Claims

If you were recently a victim of injury as a result of a negligent car accident, you may be entitled to certain rights and compensation for your damages and losses. It is important to talk to a car accident lawyer right away, before the state’s Statute of Limitations runs out, losing your opportunity to collect remuneration forever.

The legal office of Craven Blazek Law

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Call The legal office of Craven Blazek Law at 317-881-2700 if you recently sustained injuries in a motor vehicle accident in Indiana. Seasoned personal injury lawyers, Dan Craven, Ralph Hoover, and Keith Blazek, have extensive trial and litigation experience in car accident injury cases and will work around the clock to recover for you. We offer free initial consultations to discuss your case at no obligation. Call 317-881-2700 to schedule today.

Uninsured or Underinsured Car Accidents and Claims

Posted on November 18, 2015 by admin

Virtually every state in the country requires drivers to be covered by motorist insurance if they intend to drive a car, truck, or motorcycle legally. Unfortunately, many people fail to comply with insurance laws, or fail to maintain the proper minimum coverage. In many cases, drivers cannot afford car insurance, while others simply neglect the legal responsibility altogether.

Regardless of the reason, uninsured motorists (UM), and even under-insured motorists (UIM), are going against the law. If they wreck, hit, or injure another driver while driving, they can be legally held responsible for damages, hospital bills, medical coverage, and more. Continue reading to learn about your rights if you are hit or involved in a car accident with an uninsured motorist or under-insured drivers on the road.

Call 317-881-2700 When You Need a Local Car Accident Lawyer in Indianapolis

Uninsured and Underinsured Motorist Cases

Accidents that involve uninsured or under insured drivers, are commonly referred to as “UM” or “UIM” claims. The acronym “UM” standing for uninsured motorists, and “UIM” standing for under-insured motorists. In any case, it is recommended to check with your current automobile insurance provider to see if you are covered if ever hit by an uninsured or under insured drivers.

If a person is not covered under their insurance policy, and is struck by another UM or UIM driver, they can be left to deal with medical bills, lost wages, property damages, and more all on their own. This is why it is important to seek professional legal counsel about your rights and how to get the compensation you deserve immediately after a motor accident.

If a car accident is not your fault, and you sustained serious injuries as a result, you may be entitled to compensation by either your insurance company, the opposing insurance company, or the uninsured driver themselves. Talk to a licensed personal injury lawyer about your recent car accident and learn whether or not you have a valid claim against the uninsured motorist or insurance carrier.

Indianapolis Uninsured Motorist Attorneys

Call Craven Blazek Law at 317-881-2700 for more information about uninsured motorist accident claims in Indianapolis, Indiana. Attorneys, Daniel Craven, Ralph Hoover, and Keith Blazek, are extensively experienced in uninsured accident law and are happy to answer all your personal injury questions. Schedule a free consultation with a licensed personal injury attorney to assess your eligibility for compensation following an uninsured motorist accident that resulted in serious injury or losses. For reputable and assertive representation for an uninsured or under-insured motorist accident claim in Indianapolis, IN, call Craven Blazek Law at 317-881-2700 today.